Requires Disability Tax Credit approval
Canada Disability Benefit (CDB)
A monthly federal payment for working-age adults with low income.
$204.20 a month is the most anyone can receive from July 2026 to June 2027 — up from $200 the year before.
What it is
A monthly payment from the federal government, introduced in 2025. It is meant to sit on top of provincial disability support rather than replace it, though how each province treats it varies.
Who it is for
Adults aged 18 to 64 with low income who are already approved for the Disability Tax Credit. Your income, and your spouse or partner’s, affects the amount. A sentence of two years or more in a federal penitentiary ends it, except for the first month and the last.
What you need first
Disability Tax Credit approval, and a filed tax return. You and your spouse or partner both need to have filed.
How to apply
Through Service Canada, once your Disability Tax Credit is approved. Apply even if you think you are late: back payments run up to 24 months from the day they receive your application, though never for a month before June 2025. Every month you wait is a month that falls off the far end.
What it leads to
It is a payment rather than a gateway — nothing else depends on it.
What it is worth
- $204.20 a month
- is the most anyone can receive from July 2026 to June 2027 — up from $200 the year before.
- This is a maximum, not an entitlement. The benefit is income-tested against adjusted family net income and falls to zero well above the threshold, so most recipients receive less.
- $150
- is paid once, toward the cost of getting the Disability Tax Credit — the doctor’s fee this site keeps warning about. The rules take effect on 1 September 2026, and the government says the payments start in the autumn. Nobody has to apply for it.
- It is paid per approved DTC certificate that qualifies someone for a monthly CDB payment, not per application or per year.
A ceiling, not a promise. The payment is measured against your adjusted family net income and your partner’s, and falls away to nothing above the threshold. Money you earn is treated more gently than you might expect: from July 2026 to June 2027 the first $10,210 of working income is set aside before the calculation starts, or $14,294 between the two of you. Earning above that does not automatically reduce anything.
Government sets these figures. The amounts are adjusted most years in July; the rest change when a new report is published. Beside each one is the day somebody last opened the official page and confirmed it — so you can see how fresh the number is rather than take it on trust.
- Employment and Social Development Canada, published 2026 · July 2026 to June 2027 (opens in a new tab) Checked August 29, 2026
The official page
Always the final word on rules, amounts and forms:
See what you may qualify for.
About four minutes. Nothing is shared with the government.