Terms of use

1What getowed is

getowed explains public benefit programs in plain language, and helps you work out what you may qualify for.

That is all it is. It is information, not advice — not legal advice, and not tax advice. We are not lawyers, not accountants, and not the Canada Revenue Agency. Reading this site does not make us your lawyer, your accountant or your adviser. We are not affiliated with the CRA or with any provincial ministry.

2What getowed costs

Nothing, for individuals. Permanently. There is no trial, no upgrade prompt, and no paid tier for people applying for their own benefits.

We never take a percentage of anyone’s benefit or refund, and we accept no referral fees or commissions from any bank, tax preparer, or benefits consultant. We do not accept or charge any fee in respect of a disability tax credit request. Organizations that help people apply can license tools for their caseworkers, and that is what pays for the free side.

3Getting it right

Every eligibility rule we publish carries a link to its primary government source and the date we checked it. Rules are written by hand from the legislation and the CRA’s own guidance.

But government programs change, and your situation may have details a website cannot see. getowed tells you what you may qualify for. Only the government decides what you do qualify for.

If you find something wrong on this site, tell us at hello@getowed.ca. We would rather fix it than defend it.

4What we ask of you

• Do not type your Social Insurance Number, your diagnosis, or your medical details into getowed. We do not want them and we do not need them. If you do, we delete them when we find them, and we do not use them.
• You may use getowed to help someone else — a family member, a client, a person you support. What you may not do is present our information as advice from us, or as a promise about the outcome.
• getowed is for adults. A parent or guardian applies for a child. A child does not sign up.
• Do not try to break, overload, or scrape the service — it is small, and it is free.

5Organizations

Organizations use getowed under a separate organization licence agreement. If you sign in with an organization account, that agreement applies to you as well as this page.

6Our words

The text on getowed is ours. Quote it, print it, hand it to someone — with a link back. Do not republish it as your own, and do not strip the checked-dates off it.

Links to government pages and to community organizations go where they go. Those pages are not ours, and we do not control what is on them.

7If something goes wrong

We build getowed as carefully as we can. We cannot promise that it will always be available, or always right.

So, as far as the law allows, we are not responsible for a decision you make based on it. That is why we tell you to check anything important with the government, or with a community legal clinic. It is also why every result page offers a way to reach a real organization.

Nothing in these terms limits any right you have under the consumer protection or privacy laws of the province or territory where you live. Nothing in these terms requires you to arbitrate a dispute, or to give up a class proceeding.

8Changes

When we change these terms, we change the date at the top of this page. We keep the old wording on file.

Some changes matter more than others. If one of them affects an organization that pays us, we write to the account owner first — at least 30 days before the change starts. They do not have to accept it. They can end the licence instead, and we pay back the part of the year they have not used.

9The rest

These terms follow the laws of Ontario and of Canada, and disagreements go to the courts of Ontario.

There is one exception. If you live somewhere else in Canada, you keep the protection of your own province’s or territory’s laws and courts.

If a court strikes out one sentence of these terms, the rest still stand. The English and French versions of these terms are equally authoritative.

hello@getowed.ca

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