Federal programs
The benefits, one at a time.
Five federal programs. One of them opens three of the others; the fifth needs none of them. Each guide says what it is, who it is for, what it needs, and where the official page is.
Start with the Disability Tax Credit. It is the doorway — the other three all require it first.
The doorway
Disability Tax Credit (DTC)
- Canada Disability Benefit (CDB)
- Registered Disability Savings Plan (RDSP)
- Child Disability Benefit
The five guides
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Disability Tax Credit (DTC)
The doorway. Approval here is what unlocks nearly everything else.
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Canada Disability Benefit (CDB)
A monthly federal payment for working-age adults with low income.
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CPP Disability Benefit (CPP-D)
A monthly payment for people who worked, paid into the Canada Pension Plan, and can no longer work.
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Registered Disability Savings Plan (RDSP)
A savings account the government pays into alongside you.
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Child Disability Benefit
A monthly amount added to the Canada Child Benefit.