Free for individuals. Always.
Find out what you’re owed.
You may be owed money you have never claimed. The forms are confusing, and nobody explains them. getowed tells you what you can get, and helps you get it — in plain language.
- Free, forever
- We never take a cut
- Independent of the CRA
About 84%
of Canadians with a disability got neither the Disability Tax Credit nor a Canada or Quebec Pension Plan disability benefit in the 2015–2017 tax years. Some do not qualify. Many do, and never find out — because the Disability Tax Credit is the doorway to most other benefits, including the Canada Disability Benefit.
Source: Statistics Canada, published 2025 · 2015–2017 tax years (opens in a new tab)
96.6%
of completed Disability Tax Credit applications are approved. Fewer than 4% are refused or under appeal.
Are you markedly restricted in performing the mental functions necessary for everyday life?
Do you need help from another person with everyday tasks — like remembering, deciding, or getting through the day?
Same question. getowed turns government language into plain words — every question, every letter, every form.
How getowed helps
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See whether it is worth applying
Answer questions in everyday language — no tax jargon. You get a plain answer about the Disability Tax Credit, and plain-language guides to the other benefits it can unlock.
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Get through the forms
Every question explained in plain words. Plus a printable sheet to take to your doctor, so the medical part costs less of their time and less of your money.
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Know your deadline if you were refused
Almost everyone is told they have 90 days. That is not the whole rule. Put in the date on your letter and we work out the real deadline — and what you can still do.
Five things you can use right now
These five are finished, and they are free — no account, no email, nothing to sign up for.
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Check what you may get
A few questions in everyday language, and a plain answer about the Disability Tax Credit. It tells you what the law actually asks for — it never decides for you.
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If you were refused — your deadline
A refusal is not the end of it, and the deadline is almost certainly longer than you have been told. This explains what you can still do, and by when.
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Sheet for your doctor
Print it and take it to your appointment. It tells your doctor exactly what the form needs, so their part takes less of their time and less of your money.
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The benefits explained
What each program actually is, who it is for, and how one unlocks another — in plain words, with the official page for each one.
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Your province
ODSP, AISH, BC’s PWD, Quebec’s program — what each one pays, and whether the federal money reduces it. Ontario exempts it; Alberta does not.
The benefits, in plain words
- Disability Tax Credit (DTC)
- A federal tax credit for people with a lasting impairment. It matters far beyond taxes: approval is what unlocks most other disability programs.
- Canada Disability Benefit (CDB)
- A monthly federal payment for working-age adults with low income. You must be approved for the Disability Tax Credit first. Applications opened in 2025.
- Registered Disability Savings Plan (RDSP)
- A savings account where the government adds grants and bonds to what you put in. Also requires Disability Tax Credit approval.
- Provincial programs
- Every province runs its own income support. Ontario has the Ontario Disability Support Program (ODSP). Alberta has Assured Income for the Severely Handicapped (AISH). British Columbia has Persons with Disabilities (PWD) assistance. Different rules, different forms — and they rarely talk to each other.
You may be owed money you have never claimed
The check asks a few questions in everyday language, then tells you what the law actually says about your answers. About four minutes. No account, no name, no email.
getowed is free for individuals, and we have no intention of changing that. The people this is built for are the least able to pay for it. Organizations that help people apply will license it for their caseworkers, and that is what will pay for the free side.
We never take a percentage of anyone’s benefit, and we accept no referral fees or commissions from any bank, tax preparer, or benefits consultant.
getowed is not legal or tax advice. It explains public programs in plain language, and it is not affiliated with the Canada Revenue Agency or any provincial ministry.